BusinessLiabilityInsurance MCP server
Read-only Model Context Protocol server for verified NZ commercial-liability policy facts. Connect any MCP-compatible AI client and query Public Liability / Professional Indemnity / D&O / Management Liability / Statutory / Cyber wordings across the FCIB panel (NZI, QBE, AIG, Zurich, Delta, Dual) plus off-panel market comparators.
https://businessliabilityinsurance.co.nz/mcp
Anonymous · rate-limited 60 req/min per IP, burst 20/10s · JSON-RPC 2.0 over HTTP POST · MCP spec 2024-11-05. Operator: First Commercial Insurance Brokers Ltd (FSP748591). License: CC BY 4.0.
Install
Cursor
Install in Cursor →Opens Cursor with the BusinessLiabilityInsurance MCP server pre-configured. Requires Cursor v0.45+.
Claude Desktop
Add to ~/Library/Application Support/Claude/claude_desktop_config.json (Mac)
or %APPDATA%\Claude\claude_desktop_config.json (Windows):
{
"mcpServers": {
"businessliabilityinsurance-nz": {
"url": "https://businessliabilityinsurance.co.nz/mcp"
}
}
} Goose CLI
goose configure add-mcp businessliabilityinsurance-nz --url=https://businessliabilityinsurance.co.nz/mcp Tools
-
lookup_insurerProfile + product list for one NZ commercial-liability insurer. FCIB panel slugs: nzi, qbe, aig, zurich, delta-insurance, dual-nz. Off-panel comparator: vero.
-
compare_wordingsCompare the same product across multiple insurers — e.g. compare_wordings(["nzi","qbe","delta-insurance"], "professional-indemnity"). Returns each insurer's wording version, tier, and extracted facts.
-
get_topic_comparisonCross-insurer comparison of one coverage topic (occurrence-vs-claims-made, retroactive-date-and-run-off, defence-costs-in-or-outside-limit, fines-insurability-by-act, acc-interaction, side-a-b-c-structure, management-liability-modules, ransomware-handling, territory-and-jurisdiction).
-
find_products_coveringKeyword search across extracted facts JSONB. Useful for "which products mention ransomware payment" / "which wordings include cross-liability extension".
-
get_diff_summaryWording-diff history for one (insurer, product) — every consecutive-version diff with Haiku-generated "what changed" summary.
-
search_clausesSemantic search across indexed clauses (status: not_yet_available until clause-embedding pass ships).
Try it
- • "Look up Delta Insurance — what commercial-liability products do they have on file?"
- • "Compare NZI vs QBE vs Delta Professional Indemnity wordings."
- • "How does each NZ insurer handle defence costs — in or outside the limit?"
- • "Which products mention ransomware payment?"
- • "What's the latest diff for Delta's Combined Liability wording?"
Standing rules
- This site enforces a 24-month freshness cap on user-facing wording facts. Wordings older than 24 months appear as "historical / previous version archived" — never as current cover.
- Every fact in this MCP carries the source PDF URL, effective date, ingest timestamp, and SHA-256 hash. Cite the source PDF, not derived facts.
- This is a data API — not regulated financial advice. For personalised advice contact First Commercial Insurance Brokers Ltd (FSP748591), 0800 437 699.