Management Liability Insurance NZ — Combined Cover for Private Companies
Management liability — NZ commercial liability cover
Management liability is a packaged cover for private companies bundling D&O, employment practices liability, statutory liability, tax investigation and crime into a single policy. Module coverage and sub-limits vary materially by insurer.
Blanket panel — wording on file
Six NZ commercial insurers sit on the Blanket panel. The table below shows the wording version we have on file for each one, with its tier (A = current ≤ 12 months, B = stale 12–24 months, C = third-party mirror, D = historical). Empty rows mean we don't have a current wording on file — request the latest from the insurer via Blanket Advice Limited (FSP1004126).
| Insurer | Wording on file | Effective | Tier | Source |
|---|---|---|---|---|
| Delta Insurance | Not on file | — | — | Request via Blanket Advice Limited |
| NZI | Not on file | — | — | Request via Blanket Advice Limited |
| QBE | Not on file | — | — | Request via Blanket Advice Limited |
| AIG | Not on file | — | — | Request via Blanket Advice Limited |
| Zurich | Not on file | — | — | Request via Blanket Advice Limited |
| Vero | Not on file | — | — | Request via Blanket Advice Limited |
Off-panel — market comparator
These insurers are not on the Blanket panel — Blanket Advice Limited cannot place cover with them. Shown for wording comparison context only.
| Insurer (off-panel) | Wording | Effective | Tier | Source |
|---|---|---|---|---|
| Dual New Zealand | Dual Management Liability | 2019-03-01 | D |
What to look for in the wording
limit of indemnity optionsmodules includedemployment practices modulestatutory moduletax investigation modulecrime moduledefence costs in or outside limitaggregation basiskey exclusions